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And it's less than $100.

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It’s nearly October and temps are still in the 80s, so it’s hard to imagine a time when we’ll actually need coats. But eventually, this smothering heat will give way to crisp fall air and winter’s icy chill, when we can bundle up in turtleneck sweaters, heavy knit scarves, and thick wool socks. And when that time finally comes, you don’t want to be caught without a puffy coat to fend off the frosty air. So we’ve done the hard work for you, whittling down dozens of puffer coat options on Amazon to bring you one of the best-reviewed (and most reasonably priced) options the online retailer has to offer.

Calvin Klein’s Chevron-Quilted Pacakable Down Coat first stopped me in my scroll because it’s figure-flattering—a rare trait amongst pillowy puffers that often draw easy comparisons to the Michelin Man. Absent is the usual bulkiness that comes with a horizontally seamed puffer; this coat’s diagonal seams give it a sleeker, more defined silhouette. Bonus points for the standing collar that makes the cold-weather winner look especially chic and the fact that it comes in eight colors, from pearlized navy to ruby red, so you can choose the hue that best suits your personal style. Yes. Please.

Reviewers say the 60% down/40% feather jacket is easily packable (it can be tucked into a small drawstring pouch that comes with it), but it’s still plenty warm, as long as you’re not planning on camping out in the snow for hours on end.

Best of all, the jacket rings in at $90 (sometimes cheaper, depending on the size and color you choose), so it’s a heck of a lot less expensive than a lot of mid-length, mid-weight down jackets on the market.

Of course, the most helpful, enlightening information comes from the reviews. One five-star review notes that it’s suitable for running around town even in the midst of a Midwest winter: “This is a middle-of-the-scale-warmth down coat, light as any coat I've ever had, and good warmth for running errands, going to and from places by car, even in the coldest weather…This one covers most of the brief urban outdoor uses during a midwest winter that varies from brisk to well below zero. For travel by plane from winter weather at home to the beach, it will take up little space, weigh almost nothing, and be perfect.” And if it works up there, the coat is certainly warm enough to handle our milder winters down South.

One thing to note: Those who didn’t like the coat as much complained that it shed feathers, so that’s a risk you’ll have to decide you’re willing to take. All in all, though, for the price, you won’t find much better than this.

Now come on, winter. We’re ready for you.

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Do you have a go-to coat for winter? Tell us about it in the comments.